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Wedding

Weddings On A Budget – The Best Ways To Save Money When Getting Hitched

We all have a fair understanding that weddings can be an expensive pursuit, but do you really understand how much the average wedding costs in Australia? A little over $36,000, based on Australia's Money Smart website. And that was in 2012! These days, it's most probably somewhere around the $50,000 mark. I suppose if you have rich parents it wouldn't be a problem, but unfortunately the majority of us don't. Let's admit it, $50,000 is a bunch of money! You could buy a franchise, place a down...
Budgeting In Your 30s

Personal Finance Tips – Finance Goals In Your 30’s.

There's no question that reaching your 30's is a significant landmark for all of us. While some of us may have started a family, bought a house, or even started a new career, this decade of our life has an important financial impact for your future years. For the majority of individuals, our financial commitments have more than likely grown and juggling bills and responsibilities with saving money for the future is more difficult than ever before. Most of us have dusted off the mistakes of...
Budgeting In Your 20s

Personal Finance Tips – Finance Goals For Your 20’s.

There's no doubt that your 20's is a very precious stage of your life. There's an anxious but exciting sensation about becoming an adult, moving out of home, and being financially self-reliant. Whether you started a career, a university degree, or spent time traveling overseas and gaining life experience, your 20's is an important decade from both a personal and financial point of view. No matter what path you go with, the one constant that will always remain in your life is money. The truth...
Save Money On Food

How To Save Money On Food

All of us pass through phases in life where money is tight. Fortunately for us, there are various expenses that we can quickly do away with, like cable TV, gym memberships, and eating out at restaurants. On the other hand, there are other expenditures that we simply can't avoid. Rent, debt repayments and school fees are just some of the necessary expenses that are set and there's not much we can do about it. Having said that, there is one necessary expense where we can all save a good deal of...
Ways To Save Money

Best Ways To Save Money And Improve Your Life

Nowadays, saving money is a quest that everyone hopes to achieve, however often it can be a complicated task for lots of people. Mortgage repayments, bills, food, and everyday needs add up rapidly, leaving most families with little to no savings. Having the ability to save money and improve your life appears to be a paradox, as we frequently associate a better life with spending more money! Despite this, small lifestyle adjustments can have an inspiring effect on your savings balance with time,...
New Years Resolutions Finance

New Year’s Resolution – Improving your Financial Health

The New Year is most certainly an ideal time to reflect on the previous year and make some resolutions to improve ourselves. Many people's resolutions centre around becoming healthier, developing their career, or improving their financial health. Now most of us realise how difficult it can be to keep our New Year's resolutions, so it is essential that you make realistic, attainable goals that can be achieved with a specific degree of willpower and self-control. If you've elected that you...
Repair Credit After Bankruptcy

The best ways to Rebuild Your Credit Rating After Bankruptcy?

Congratulations! You've successfully fulfilled your three year period of bankruptcy and have been discharged, so now what? You've unquestionably taken the right measures to deal with your financial challenges by filing for bankruptcy, and all your debts are well behind you now. Keep in mind though, there's still plenty of work required to get your finances back on track. The leading issue that discharged bankrupts face is their capability to borrow money, and the main reason for this is their...
Save Money At Christmas

4 Money Saving Ideas This Christmas

Christmas can be a wonderful time of year. Spending quality time with your extended family, enjoying holidays, offering gifts to loved ones, and certainly the noble Christmas dinner! It's undoubtedly a time for giving, and with this comes expenses. It's very easy to overdo it with family trips, presents, and extravagant foods; to let your hair down and indulge in the spirit of Christmas. The bottom line is, though, that the silly season gradually passes and a lot of us are left with the burden...
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Everything you will need to know about Bankruptcy Notices

If you have obtained a bankruptcy notice or court order you must act right away to prevent future distress. Owing somebody money regarded here as a creditor, may be any individual or business to whom you owe money. If you're not able to pay money to a creditor, the creditor will phone the Australian Financial Security Authority (AFSA) who will subsequently issue a bankruptcy notice requesting payment of that money. As expected, there is a threshold to the amount of money owing to...
Australias Household Debt Crisis Looms 1

Australia’s Household Debt Crisis Looms

Today in the news, former economics advisor John Adams suggested that Australia is too late to stop an 'economic apocalypse' in spite of his continual warnings to the political elites in Canberra. He proceeded to advise the Reserve Bank to raise interest rates to avoid household debt getting further out of control. This bubble is easy to spell out. Confidence! It's the unfounded perception that Australia's last 20 years of continual economic growth will never experience any sort of...
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