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Top 3 Reasons For Personal Bankruptcy in Australia

Nobody wants to look into bankruptcy, which is easy to understand given that bankruptcy will influence your financial circumstance for several years to follow. This may be one of the reasons why lots of people don't seek financial guidance in times of need, because they are under the common misunderstanding that bankruptcy is the only way to manage their financial problems. Unfortunately, this isn't the case as there are many choices available to those coping with financial difficulties. What...
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The Difference Between Good Debt and Bad Debt – What You Need To Understand

For the majority of Australian adults, debt is a part of our daily lives. Whether or not you wish to advance your skills by earning a degree, purchase a house for your family, or buy a car so your family has transport, securing a loan is very common simply because we don't have enough money to pay for these expenses upfront. It appears that everyone gets a loan at one point or another, so what's the issue? The problem is that lots of individuals don't understand the difference between good...
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Best Ways to Improve a Bad Credit Report

Whether we acknowledge it or not, our credit report has a serious effect on our lives. It's sort of like our health; we don't appreciate good health until we lose it. Many individuals don't even know they have a bad credit report until they make an application for a personal line of credit and it's disapproved. It can come as quite a surprise to some, simply because even one overlooked payment that is disclosed by your lender can remain on your credit report for a maximum of seven years. So,...